Urban Institute: Student Loan Delinquencies Back to Pre-Covid Levels

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A big tip of the hat to the Urban Institute, which today released some terrific research on student loan delinquency rates by state. This link will take you to both the report and a very useful interactive map. Based on its analysis of August 2025 credit reporting data, the Urban Institute reports that approximately 16% of borrowers nationally, or about 6 million, are 60 days or more delinquent on their student loan payments, bringing delinquencies back to their prepandemic levels. The Urban Institute calculates that student loan delinquency rates are the highest in Louisiana (22.6%), Mississippi (22.3%) and Georgia (21.1%), and that the lowest rates are seen in Kentucky (10.1%), Minnesota (10.6%), and North Dakota (10.8%). The interactive Debt in America map is data rich and well worth a look.

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